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Terry Downes QFA :
  • Specialises in creating bespoke financial plans for families and business owners
  • As a family man, Integrity, Transparency, and highest standards of client service are his hallmarks
  • 30 years in business as a manager and owner and understands the need to protect income and manage cashflow
  • 12 years dedicated to providing top quality Independent financial advice to clients across many sectors
  • Terry explains complex technical issues simply and concisely and will guide the client through a comprehensive financial planning process
  • In his spare time, he is a keen golfer and GAA supporter
The Journey

The journey with clients is to identify their goals, from clearing your mortgage early to educational savings and everything in-between. We set out a clear roadmap to achieving your goals. We work with clients through regular progress reviews, queries and ideas and continue to offer ongoing advise through life’s journey.


The Consumer Protection Code states that the term “Independent” may only be used by an intermediary in its legal name, trading name or any other description of the firm where the principal activities of the Intermediary are provided on the basis of a fair analysis of the market, and that the Intermediary allows the consumer the option to pay in full for its services by means of fee. Focus Life & Pensions Ltd fit into this category.

Take The Next Step : Contact us today or leave us a message as to how we can be of service

Company Information

Focus Life and Pensions Ltd is registered by the Central Bank of Ireland.

Registered Office: Talent Garden, Glasnevin, Dublin 11

Registered in Ireland No. 167207

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