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Your mortgage is likely to be one of your biggest financial outgoings, so it’s important to make sure you are protected. Mortgage protection is a type of life insurance that repays your mortgage to the bank in the event of your death, giving you peace of mind that your loved ones will still be able to keep a roof over their heads when you are gone. The level of cover decreases as you repay the mortgage loan however it falls a slower rate than your mortgage repayment so there is usually a buffer which can go towards funeral expenses.

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