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An Approved Retirement Fund, commonly referred to as an ARF, is a retirement product which can be purchased from an Insurance Company. The funds are invested as per the client’s fund choice. Every person is different, and Focus Life & Pensions conducts a thorough Risk Analysis to establish the individuals tolerance or aversion to risk and advises the client in selecting an appropriate fund or range of funds.

ARF

An Approved Retirement Fund, commonly referred to as an ARF, is a retirement product which can be purchased from an Insurance Company.

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AMRF

An Approved Minimum Retirement Fund (AMRF), is a proportion of an individuals pension pot that under certain circumstances

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Annuities

An annuity is a fixed sum of money paid to an individual over the course of their life, with payments ceasing on death. When you purchase

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